financial market commentary

4th Quarter 2025 Market Update

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One Perimeter Park South, Suite 300 S
Birmingham, AL 35243

contact@fairvoypw.com (205) 578-6250

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Fairvoy Private Wealth LLC is an SEC registered investment adviser located in Birmingham, Alabama. Registration as an investment adviser does not imply a certain level of skill or training. The publication of Fairvoy's web site on the internet should not be construed by any consumer or prospective client as Fairvoy's solicitation or attempt to affect transactions in securities, or the rendering of personalized investment advice over the internet. This communication contains certain statements that indicate future possibilities. These statements are aspirational and Fairvoy does not guarantee any success in the services it provides. As such, there is no guarantee that any views and opinions expressed herein will come to pass. Investing involves risk of loss including loss of principal. Past investment performance is not a guarantee or predictor of future investment performance.

A copy of Fairvoy’s current written disclosure statement as set forth on Form ADV, discussing Fairvoy’s business operations, services, and fees is available from Fairvoy upon written request or through the SEC’s Investment Adviser Public Disclosure site at www.adviserinfo.sec.gov. Fairvoy does not make any representations as to the accuracy, timeliness, suitability or completeness of any information prepared by any unaffiliated third party, whether linked to or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. We are neither your attorneys nor your accountants and no portion of this material should be interpreted by you as legal, accounting or tax advice. We recommend that you seek the advice of a qualified attorney and accountant.

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