Frequently Asked Questions
What does Fairvoy Private Wealth do?
Fairvoy provides holistic financial planning and personalized investment management. Our team helps clients clarify their goals, understand their financial picture, and build long-term strategies that support retirement, family priorities, and wealth preservation.
Core areas include:
- Retirement planning
- Investment portfolio management
- Cash flow and savings strategies
- Tax-aware planning
- Estate and legacy planning coordination
- Ongoing financial guidance as your life evolves
What does it mean to be a fee-only fiduciary?
Being fee-only means the firm is compensated exclusively by clients, not through commissions, product sales, or third-party incentives. Being a fiduciary means Fairvoy is legally obligated to put your interests first, provide objective advice, and avoid conflicts of interest.
Who does Fairvoy typically work with?
Fairvoy serves:
- Individuals and families seeking long-term financial guidance
- Professionals preparing for retirement
- Retirees wanting confidence and clarity in their income and investments
What services do you offer?
Fairvoy provides a broad range of financial planning and investment services, including:
- Comprehensive financial planning
- Retirement and income planning
- Personalized investment management
- Tax-aware planning strategies
- Estate and legacy planning coordination
- Ongoing monitoring and updates as your life and goals change
How are client assets held and protected?
Fairvoy does not take custody of client assets. Accounts are generally held at Fidelity, a well-established, SIPC-insured custodian.
Fairvoy may have limited authority to place trades and assist with account activity, but all money movement is subject to client authorization and custodian safeguards. Clients receive account statements, trade confirmations, and tax documents directly from Fidelity.
Getting Started With Fairvoy
These questions cover what the first conversation looks like, what information is helpful to share, and what the next steps typically are.
What happens in the first meeting?
Your first meeting is a 30–60 minute conversation focused on understanding what matters most to you. Fairvoy will:
- Discuss your goals, priorities, and concerns
- Learn about your family, financial situation, timelines, and objectives
- Explain the firm’s planning process and fee-only fiduciary model
- Determine whether the relationship is the right fit
What information should I bring or share?
To make the first discussion more productive, helpful items include:
Fairvoy will guide you on what’s most helpful based on your situation.
- Recent investment account statements
- Retirement plan summaries (401(k), 403(b), IRA, etc.)
- Insurance documents
- Relevant estate planning documents (wills, trusts, powers of attorney)
- Any financial questions or concerns you want to discuss
Do you work with clients outside Alabama?
Yes. While Fairvoy is based in Birmingham, Alabama, the firm works with clients across the United States using secure technology and virtual meeting tools which makes it simple to collaborate from anywhere.
How long does it take to get set up?
Timelines vary, but many new relationships can be set up within a few weeks depending on account types and how quickly paperwork and transfers can be completed. This includes opening accounts, transferring assets, and beginning the planning process.
How do you handle security and privacy when sharing documents?
Fairvoy uses secure systems, encrypted sharing tools, and established custodial platforms like Fidelity to protect sensitive information. Clients receive guidance on the safest ways to exchange documents and manage their accounts.